What is a National Professional Housing Provider?
The National PHP designation is a nationwide education-based certification program designed to recognize the high level of knowledge and professionalism among the designation holders. It is sponsored and overseen by the National Real Estate Investor’s Association.
Why obtain the National PHP designation?
Only persons completing the educational requirements will be permitted to hold themselves out to the public as a Professional Housing Provider. The designee will be recognized in the form of an award certificate,pin and the right to use the designation. He or she should recognize that having a basic education in the topics outlined below will increase his or her ability to reach his goals in real estate investment. In addition, National REIA and the PHP program raise the investors level of professionalism and status in the eyes of the public and government. It also aids in encouraging legislators to think of educated investors as a larger group for political action. Other tangible benefits, including discounts on courses and educational materials, will be available as the number of graduates grows.
How will I obtain these hours?
These hours may be obtained through local association meetings and seminars or through courses taught outside of the local groups. All outside courses and seminars must meet the following requirements: they must be taught live or online; they must be pre-approved by the National PHP committee; and they must provide a certificate of attendance acceptable to the National PHP committee.
Course of Study
The course of study will be divided into 42 clock hours of core courses and 18 hours of elective topics for a total of 60 hours of formal education. The core topics are as follows:
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Core Items
2.00 Hours
Including formal appraisal methods (cost, income, and replacement method), PACE instruction, how to compare properties, etc.
3.00 Hours
Including basic contract law; using contracts and clauses to protect yourself, developing contracts such as leases, options, purchase contracts, etc. for the real estate investment business
1.00 Hours
Including enacting and actual use of national, state, local, and personal business ethics statements, policies and practices
2.00 Hours
Including federal, state and local fair housing regulations
6.00 Hours
Including conventional financing, FHA/VA financing, owner financing of all types; comparing financing, offering financing
2.00 Hours
Including pre- and post- purchase inspections and pre- and post- move-out inspections of properties held.
1.00 Hours
Including why and how much
1.00 Hours
Including what type of property insurance is appropriate for investment property; negotiating for the best rates and renter's insurance
1.00 Hours
Including when, how and for whom to carry worker's compensation insurance
4.00 Hours
Including record keeping; dealing with tenants; maximizing cash flow; and others
2.00 Hours
Including how to market properties for sale and for rent; how to market buying services
3.00 Hours
Including negotiating with sellers, buyers, renters, contractors and vendors, banks, etc.
2.00 Hours
Including finding deals and calculating profitability
1.00 Hours
Including regulations affecting real estate investment such as lead paint regulations, wetlands regulations, underground storage tank regulations, Environmental Quality Zone regulations, etc.
1.00 Hours
Including regulations affecting real estate investment such as lead paint regulations, wetlands regulations, underground storage tank regulations, Environmental Quality Zone regulations, etc.
2.00 Hours
Including zoning and building codes.
2.00 Hours
Including estimation, which projects will pay for themselves, etc.
2.00 Hours
Including actual hands-on opportunities and demonstrations
1.00 Hours
Including calculating and minimizing taxes, and tax laws as they affect the real estate investor
1.00 Hours
Including property taxes, 1031 tax deferred trades, etc.
2.00 Hours
Including landlords' and tenants' responsibilities, evictions, etc.
Elective Items
1.00 Hours
Collecting Rent can be challenging. This course gives a good overview of the process for filing F.E.D's, Money Judgments, and provides an introduction to the Judgement Debtors exam, executions, and garnishments.
7.00 Hours
Legal, Finance, Rehab, and Tax implications for Real Estate Investors
2.00 Hours
Course content may vary. Quickbooks for Property Managers, or equivalent training in a top-tier property management accounting system. This is an ELECTIVE, IaCHP course.
4.00 Hours
Asset Protection, ensuring Lease Performance and exercising the rigorous Standard Operating Procedures required of an Iowa Certified Housing Professional. This course is a CORE Iowa Certified Housing Professional curriculum requirement. (May substitute Active Property Mgmt (1-12 Units).
4.00 Hours
Rental Policies, Fair Housing Law, Advertising, Applications and Screening, Move-in Orientation -- all with a focus on Single-Family Rental Property Management. This course is a CORE Iowa Certified Housing Professional curriculum requirement. (May substitute Active Property & Community Management 13+ Units).
4.00 Hours
Preparation of the Property and Treatment of your Residents. CORE Iowa Certified Housing Professional curriculum requirement.
4.00 Hours
The IPMC (International Property Maintenance Code) has become the core standard for most larger metro areas in the US and Iowa. While there are subtle exceptions, an understanding of the core standards for residential housing is CORE Requirement for the IaCHP Designation.
3.00 Hours
Standard Operating Procedures to maintain legal compliance, ensure adherence to a high standard of professional Ethics and to honor the principles and requirements for observing Federal Fair Housing law. CORE Iowa Certified Housing Professional curriculum requirement.
3.00 Hours
From Ad to Approval - Ensuring Low Risk and Performing Residents. This course focuses the student on the importance of legal compliance and marketing savvy to attract, screen, and maintain quality residents. Standard Operating Procedures for each of these steps are taught to ensure objectivity while obtaining maximum effectiveness and efficiency. A CORE curriculum requirement for the Iowa Certified Housing Professional designation.
8.00 Hours
This is a rigorous course focused on Iowa Code 562A, 562B, and 648. (Think of this as Landlording 201). There will be a paragraph by paragraph review of the standards for the IURLTA compliant lease, issues of legal service, and administrative procedures for additional regulatory compliance. CORE IaCHP curriculum requirement.
4.00 Hours
Even with the best screening policies, not every problem can be identified prior to occupancy. This course combines the no nonsense approach of solid lease language, litigation-proof files, and problem-solving communication to resolve problem tenancy. This is a CORE course
4.00 Hours
Sales Training for the Property Manager. An ELECTIVE curriculum requirement for the Iowa Certified Housing Professional designation.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Ames region, including Story County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Ankeny region, including Polk County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Bettendorf region, including Scott County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Burlington region, including Des Moines, Louisa, Henry & Lee County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Council Bluffs region, including Pottawattamie County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Cedar Falls region, including Blackhawk County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Clinton region, including Clinton County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Cedar Rapids region, including Lynn County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Dubuque region, including Dubuque County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in Des Moines region, including DSM, WDM, URB, CLV, WH, ANK, etc. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Fort Dodge region, including Webster County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Iowa City, Coralville, and Johnson County region. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Mason City region, including Cerro Gordo County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Marion region, including Marion County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Marshalltown region, including Marshall County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Ottumwa region, including Wapello County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Sioux City region, including Woodbury County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Curriculum designed for the Property Owner or Manager with properties in the Waterloo region, including Blackhawk County. At least one Occupancy Permitting course is a CORE Requirement for the IaCHP certification.
2.00 Hours
Workshop on Tax Lien Investing
5.00 Hours
General issues from working with legal entities, small claims court, assessments, liens, perfecting a merchantable title, to misc laws both at the state and local level.
3.00 Hours
Up to three hours of credit for learning about lobbying, particularly grass roots lobbying.
1.00 Hours
Today's marketing strategy for RE Investors and Entrepreneurs must include a web presence.
1.00 Hours
An overview of the responsibilities of rental property owners and managers with regard to Heating, Ventilating, and Air Conditioning Equipment.
2.00 Hours
An overview of the responsibilities of rental property owners and managers with regard to pest control and management issues. Topic typically focuses on bed bugs, roaches, mice or rats, but may include vermin of any type.
1.00 Hours
A training event when real world stories are shared to help managers become aware of the good, the bad, and the ugly of property management.
5.00 Hours
General Real Estate Investing Topics
4.00 Hours
Including estimation, which projects will pay for themselves, etc.
1.50 Hours
A training event with a focus on the buy, fix and hold strategy.
6.00 Hours
Workshop format, classroom training. Students learn about CAP Rates, Loan Constants, structuring deals to minimize risk. You'll learn about positive, negative, and neutral leverage; creative finance, then looking at deals as a banker or top-tier investor would.
1.50 Hours
This training covers a lot of the details for the differences between general partnerships, limited partnerships, C-Corps, S-Corps, LLC's, sole proprietorships -- then touches on title holding issues, and tax and liability issues.
1.50 Hours
Using the internet and technology to systemize and streamline your business.
The remaining 18 hours may include further education in any or all of the above topics, as selected by the National PHP candidate.
Continuing education to maintain National PHP designation
Once the National PHP designation has been obtained, designees must complete 20 hours of continuing education every two years in order to maintain the designation. These hours are elective and may be used by the designee to continue his or her education as he sees fit.
Goals for National REIA
The National Real Estate Investor’s Association is dedicated to making this program a success. It is understood by the committee that the program will evolve as time goes on, and that time will pass before the local groups, their members, and the public at large recognize the value of this education. National REIA believes that the concept of creating well-educated investors is important in the fight to make our industry a respected one. We also believe that the ability to present our members as dedicated, educated professionals will aid in the political action to which we are dedicated. While this education is already the mission of the local associations, we hope that a nationwide designation will further this goal by making legislators, regulators, and the public at large recognize that we are not simply “landlords”, but informed business persons who make an ongoing contribution to our communities.